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Near-losses in insurance markets : an experiment.

Heinrich, T. and Seifert, M. and Then, F. (2020) 'Near-losses in insurance markets : an experiment.', Economics letters., 186 . p. 108781.


Several studies report changes in risk attitudes following losses that have been nearly averted. We disentangle strategic and non-strategic reactions to such near-loss events experimentally. We ob-serve that near-losses affect the demand for insurance under strategic uncertainty: the bids and asks for insurances increase in a call market after subjects experience near-losses, while individu-al evaluations of insurances are unaffected.

Item Type:Article
Full text:Publisher-imposed embargo
(SMUR) Submitted Manuscript Under Review
First Live Deposit - 03 September 2019
File format - PDF
Full text:Publisher-imposed embargo until 30 April 2021.
(AM) Accepted Manuscript
Available under License - Creative Commons Attribution Non-commercial No Derivatives.
File format - PDF
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Publisher statement:© 2019 This manuscript version is made available under the CC-BY-NC-ND 4.0 license
Record Created:03 Sep 2019 09:43
Last Modified:18 Dec 2019 09:51

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