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No home for poor men: a comparative study of household debt and homeownership in Denmark and Turkey

Turk, Suheyla; Gurden, Burag

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Authors

Suheyla Turk

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Burag Gurden burag.gurden@durham.ac.uk
PGR Student Doctor of Philosophy



Abstract

Homeownership rates have declined in several countries including Denmark and Turkey since 2010. A majority of the decline in homeownership has been observed among low income holders. This variation finding comparative case study compares similar patterns of neoliberal housing policies to examine wealth inequalities based on homeownership despite fundamental differences in housing markets and welfare state provision. The comparison of Denmark and Turkey reveals similar adoption of policies that support financialization as a strategy to recover from financial crises. This paper examines how states have supported financialization with policies that allowed deregulations in the housing market to create an enabling environment for construction and real estate-specific growth, and how neoliberal housing policies positioned homeownership, a wealth symbol, as the core tenet of asset-based welfare that increased wealth inequalities. The outcome of this paper shows that neoliberal housing policies have generated new forms of inequality between low and high-income earners to access housing in both countries in different ways to produce a similar outcome.

Citation

Turk, S., & Gurden, B. (2022). No home for poor men: a comparative study of household debt and homeownership in Denmark and Turkey. Journal of Housing and the Built Environment, 37(4), 2239-2261. https://doi.org/10.1007/s10901-022-09930-8

Journal Article Type Article
Acceptance Date Jan 14, 2022
Online Publication Date Apr 9, 2022
Publication Date 2022-12
Deposit Date May 12, 2022
Publicly Available Date Mar 29, 2024
Journal Journal of Housing and the Built Environment
Print ISSN 1566-4910
Electronic ISSN 1573-7772
Publisher Springer
Peer Reviewed Peer Reviewed
Volume 37
Issue 4
Pages 2239-2261
DOI https://doi.org/10.1007/s10901-022-09930-8

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Publisher Licence URL
http://creativecommons.org/licenses/by/4.0/

Copyright Statement
Open Access. This article is distributed under the terms of the Creative Commons Attribution License (CC-BY 4.0), which permits any use, distribution and reproduction in any medium, provided the original author(s) and source are credited.




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