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FinTech platform regulation: Regulating with/against platforms in the United Kingdom and China

Langley, Paul; Leyshon, Andrew

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Authors

Andrew Leyshon



Abstract

This paper develops case studies of the United Kingdom (UK) and China to analyse divergent national financial regulatory approaches to FinTech as a novel political economy of platforms. Regulating with platforms is core to the approach taken in the UK, where start-up and early-career platforms are enrolled into an innovation-friendly financial regulation regime that promotes consumption and competition balanced with stability. In China, meanwhile, measures are being instituted to enhance rules and restrictions imposed on FinTech platforms. BigTech-led FinTech expansion was encouraged to expedite financial reforms to fuel economic growth and ensure authoritarian state control, but regulation is now shown to be working against the furtherance of platform power.

Citation

Langley, P., & Leyshon, A. (2023). FinTech platform regulation: Regulating with/against platforms in the United Kingdom and China. Cambridge Journal of Regions, Economy and Society, 16(2), 257–268. https://doi.org/10.1093/cjres/rsad005

Journal Article Type Article
Acceptance Date Jan 25, 2023
Online Publication Date Mar 20, 2023
Publication Date 2023-07
Deposit Date Jan 31, 2023
Publicly Available Date Mar 28, 2024
Journal Cambridge Journal of Regions, Economy and Society
Print ISSN 1752-1378
Electronic ISSN 1752-1386
Publisher Cambridge Political Economy Society
Peer Reviewed Peer Reviewed
Volume 16
Issue 2
Pages 257–268
DOI https://doi.org/10.1093/cjres/rsad005
Public URL https://durham-repository.worktribe.com/output/1181978
Publisher URL https://doi.org/10.1093/cjres/rsad005

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